This site (the "Site") is for your personal use and information. Please feel free to browse the Site; however, your access and use of the Site is subject to the following terms and conditions ("Terms of Use") and all applicable laws set forth in this agreement ("Agreement"). By accessing and browsing the Site, you accept, without limitation or qualification, all of the following terms and conditions.
Marc J. Lane Investment Management, Inc. is an Illinois corporation registered with the U.S. Securities and Exchange Commission ("SEC") as an investment advisor pursuant to the Investment Advisors Act of 1940; The Law Offices of Marc J. Lane, A Professional Corporation is a professional service corporation registered to practice law in the state of Illinois; Marc J. Lane & Company is a registered broker-dealer and SIPC member; and Marc J. Lane Risk Management, Inc., is an Illinois licensed insurance agency.
SECTION 1: INTENTION OF SITE
This Site is intended to provide information to visitors about our services and to function as the equivalent of a seminar attended by professionals and lay people. This Site is intended exclusively for legal residents of the United States of America who are eighteen years of age or older. If you are aware of an individual who is accessing or using the Site who is not a legal resident of the United States and/or is under eighteen years of age, please contact us.
We may at any time revise these Terms of Use by updating this posting. You are bound by any such revisions and should therefore review the Terms of Use every time you visit the Site.
SECTION 2: RELIANCE ON SITE CONTENT
None of the information posted on the Site is intended to invite, induce or encourage any person to make a financial or investment decision. Further, none of the information on the Site constitutes a solicitation, recommendation, or offer to buy or sell investment instruments, or to engage in any other kind of transaction. Similarly, none of the information on the Site is intended to constitute legal, investment or financial advice.
You should not rely on any statements made within the Site (or those of any website) for legal or financial advice and should always confirm such information with your lawyer or financial advisor, who should be responsible for taking whatever steps are necessary to check all information and personally assuring that the advice he or she provides is based on accurate and complete information and research.
Neither the receipt nor the distribution of materials, including the use of private electronic mail, constitutes the formation of any attorney-client relationship or agency relationship. An attorney-client relationship can be formed only upon the execution and delivery of a retainer agreement and the satisfaction of the conditions contained therein.
By transmitting information through this Site, you agree that we may review such information, even if it is highly confidential, and we are not precluded from representing a client directly adverse to you, even in a matter where that information could and will be used against you.
No one shall be entitled to claim detrimental reliance on any views, forms or models provided or expressed on the Site.
SECTION 3: JURISDICTION
All attorneys employed by The Law Offices of Marc J. Lane, A Professional Corporation are licensed in the State of Illinois, and Marc J. Lane is also licensed in the State of New York. The Law Offices operates in compliance with the rules of professional conduct of the state in which the attorneys are licensed. In the event this communication does not conform to the regulations of any state, the Law Offices is unable to accept representation based upon this communication. The Supreme Court of Illinois does not recognize certifications of specialties in the practice of law and certificates, awards and recognitions are not a requirement to practice law in Illinois.
Marc J. Lane Investment Management, Inc. and Marc J. Lane & Company may only transact business in a state if first registered, excluded or exempted from state registration requirements. Individualized responses to persons in a state by Marc J. Lane Investment Management, Inc. or Marc J. Lane & Company that involve either effecting or attempting to effect transactions in securities will not be made absent compliance with state broker-dealer registration requirements or an applicable exemption or exclusion.
None of the products or services described on the Site are available, nor will any of the prospectuses about these products or services be distributed, to persons in the United States, or any other jurisdiction where the provision of these products or services would run counter to local laws and regulations.
SECTION 4: THIRD PARTY WEBSITES
The Site may contain links to third party websites or may "frame" third party websites. Framing by this Site allows a visitor to view content provided (and managed) by a third party without losing access to this Site's navigational menu. We are not responsible for screening third party websites and have no liability or responsibility for performance or nonperformance of such screening. Any link provided on the Site is for your enjoyment only. We do not guarantee the accuracy, completeness or usefulness of any third party websites or content. Any opinions, advice or other information framed by the Site or linked from the Site are those of the respective author only. We do not endorse any opinions expressed by or affiliated with third party content.
SECTION 5: UPDATING THE SITE
No one shall be entitled to claim that there is a duty to update answers or materials provided on the Site or to use care to protect the interests of the recipient. We reserve the right, in our sole discretion and without obligation, to improve or correct information on the Site.
SECTION 6: WARRANTY
Your use and browsing of the Site is at your own risk. We assume no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any material from the Site. We make no representations that the Site will be provided uninterrupted or free from all bugs, errors or omissions.
EVERYTHING ON THE SITE IS PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTIBILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE REGARDING SUITABILITY OF THE INFORMATION, ACCURACY, RELIABILITY, COMPLETENESS, TIMELINESS OF THE CONTENT, SERVICES AND/OR OTHER PRODUCTS.
SECTION 7: REMEDIES
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE, NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE, ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE.
Some states or jurisdictions do not allow the exclusions of incidental, consequential or special damages, so the above exclusions may not apply to you. Also, some states or jurisdictions do not allow the exclusions of implied warranties or limitations on how long an implied warranty may last, so the above limitations may not apply to you. This Agreement gives you specific legal rights. You may have other rights that vary from state to state or jurisdiction to jurisdiction.
SECTION 8: INDEMNIFICATION
You agree to indemnify, defend and hold harmless, at your sole expense, The Law Offices of Marc J. Lane, A Professional Corporation, its subsidiaries and affiliates, officers, directors, employees, partners and agents from any claim or action brought by a third party relating to your use of the Site or your breach of the Terms of Use.
SECTION 9: INTELLECTUAL PROPERTY
The Site contains material which is derived in whole or in part from material supplied by us and other sources, and is protected by United States trademark and copyright laws and international treaties, all rights reserved. No material (including but not limited to the text, images, audio and/or video) and no software (including but not limited to any images or files incorporated in or generated by the software or data accompanying such software) (individually and collectively, the "Materials") may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way or decompiled, reverse engineered or disassembled, except that you may download one copy of the Materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the Materials or use of the Materials for any other purpose is a violation of our or such other sources' copyright, trademark and other proprietary rights. The use of any such Materials on any other site or networked computer environment is prohibited without our express written consent.
We own all rights, title and interest in and to any of the Materials (and any and all elements thereof) and any and all copies thereof throughout the universe in any and all media now known or hereafter developed. You will not do anything that might impair our rights, titles or interests in and to such Materials and any and all elements thereof nor will you assert any right, title or interest in or to such Materials (including any copy or element thereof).
We do not warrant or make any representations of any kind or nature with respect to the Materials. You are responsible for compliance with local laws, if and to the extent local laws are applicable.
If you find a copyright or trademark infringement on this Site, please contact the following:
The Law Offices of Marc J. Lane, A Professional Corporation
70 W. Madison Street
Suite 2050
Chicago, Illinois 60602-4256
In your correspondence, please provide the following: (a) identification of the work that is allegedly infringed, (b) identification and location of the allegedly infringing material(s) on the Site, (c) your contact information, (d) a statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law and (e) a statement that the information contained in your correspondence is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
SECTION 10: TERMINATION OF AGREEMENT
If you are dissatisfied with any content on the Site, or with any of these Terms of Use, your sole and exclusive remedy is to discontinue accessing and using the Site.
This Agreement is effective until terminated by either party. You may terminate this Agreement at any time by destroying all Materials obtained from the Site and all related documentation and all copies and installations thereof, whether made under the terms of this Agreement or otherwise. This Agreement will terminate immediately without notice from us, if in our sole discretion you fail to comply with any term or provision of this Agreement. Upon termination, you must destroy all Materials obtained from this Site and all copies thereof, whether made under the terms of this Agreement or otherwise.
SECTION 11: GENERAL PROVISIONS
This Agreement shall be governed by and construed in accordance with the laws of the State of Illinois without giving effect to any principles of conflicts of law. All disputes related to this Agreement shall be heard in a state or federal court in Chicago, Illinois. You agree to the personal jurisdiction and venue of these courts for any action relating to this Agreement.
If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.
This Site is controlled and operated from our offices within the State of Illinois, United States of America.
Software from this Site is further subject to United States export controls and may not be downloaded by any person or entity prohibited by any U.S. law, rule, regulation or order or otherwise exported or reexported into any country to which the U.S. has embargoed goods.
SECTION 12: IRS CIRCULAR 230 DISCLOSURE
Any tax information or written tax advice contained herein (including any attachments) is not intended or written to be used and cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on you or any other person. (The foregoing legend has been affixed pursuant to U.S. Treasury Regulations governing tax practice.)
Last Updated: April 23, 2008